Around November last year, after a bunch of reminders from BPI about the new mobile app and BPI website, I finally tried them out. I won’t say I hate it, I won’t say I like it either. So here’s what I don’t like about the new app and website.
Extra hassle for extra security
Every transaction I make via the new BPI website and app now has a transaction code. Which again, I think is a good decision to make, but also more hassle. Whether you transfer to a linked bank account or a 3rd party one, pay bills and more, you can’t proceed without a transaction code sent to your email. The email that’s connected to my BPI account is not the number I use anymore. To change that, I have to go to the bank again to update – which I don’t like doing also! But yeah, it is, what it is. It definitely makes every online transaction safe so I guess, I can deal with that if that means extra security.
Speaking of going to the nearest bank account to update your info, that’s the problem we have with Dane’s account also because his branch is in Manila. Kaya hindi talaga namin ma-update update and cellphone# nya, kasi pumupunta lang kami dun pag weekend. Unfortunately, weekdays lang open ang bank nya.
New app – new ATM activation
Since you’re registering on a completely new application, you’ll have to (again) go to the nearest ATM to activate and utilize your BPI app. For someone like us who lives about 2 kms away from the nearest ATM, that doesn’t sound good. Well, it’s just a one-time activation so just a one-time hassle too.
Related: The BPI Express Credit
The old app and website
How about the old app and website? Well, the old app, we’ve already uninstalled. I’m not sure if it’s still working because it’s been telling me last year that it would only be available until November 30. As for the old website, well, it looks like it’s still working. Until when it’ll be available – that I cannot tell. I can still do my online transactions there if I like to. It’s just more risky than the new one, I guess.
There’s just no perfect website or app, is there? There’s always a good side and a bad side of every platform – we just have to go with what we think is more convenient for us.